First Time BUYERS Guide       " Planning for Your Purchase - the Extra Costs "

You should be prepared for the many costs associated with the purchase of a home. Some of the more common costs, which vary by province, include:

• Legal fees
  
• Fees for the registration of your deed and mortgage
  
• Mortgage processing fees
  
• Mortgage insurance and application fee (if you have a high ratio mortgage)
  
• Home, fire, mortgage life and disability insurance
  
• GST (on only newly constructed homes)
  
• Adjustments for property taxes and/or utility costs already paid by the existing owner
  
• Connection charges for utilities such as gas, electricity and water
  
• Provincial taxes (B.C. only)
  
• Land transfer tax
  
• Land survey fee
  
• Home inspection (if desired)
  
• Moving expenses
  
• Appliances, furniture, draperies and gardening equipment
  
• Landscaping
  
• Decorating
  
• Repairs

Return to: First Time BUYERS Guide

Heather can send you information on any Property Listed For Sale on the Multiple Listing Service in the Ottawa area. If you would like her to help you locate a home,
please fill out her Real Estate Information Request Form.

Return to Heather's Properties

Or perhaps you are considering selling your home in the near future, Heather can also offer you a Free No-Obligation Market Evaluation.

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